🎯 New Financial Year, New Financial You: 5 Smart Money Moves to Make Right Now
The 1st of July isn’t just about flipping the calendar, it’s the ultimate opportunity to hit reset on your finances and set yourself up for a more empowered, more profitable year ahead. Whether you’re a budgeting pro or just getting started, now’s the time to take stock of where your money is going – and […]
Why Home Loan Applications Get Declined and How to Avoid It
Applying for a home loan can be exciting, but it can also be stressful, especially if your application doesn’t go to plan. The truth is, not every home loan application is approved. But the good news? Most issues can be avoided with the right guidance and preparation. Here are the most common reasons home loans […]
⚖️ Fixed vs Variable – What’s the Difference?
🔒 Fixed Rate You lock in your interest rate for a set period (usually 1–5 years), and your repayments stay the same. ✅ Pros: Repayment certainty, making it easier to budget Protection against rising rates Great if you value stability or have tight cash flow ❌ Cons: Limited flexibility, often no extra repayments allowed Break […]
