MYNT Financial

A new generation Broker firm

For the past decade MYNT financial has consistently been ranked in the top 1% of elite brokerages nationally. Whether it’s holding the hands of first home buyers, structuring loans to invest in property, upsizes or downsizes, consolidating debt or assisting people to refinance and save money; when you choose MYNT financial, you are choosing a partner who is here to give you hands-on advice, guide you and make your home loan process hassle free.

MYNT financial’s sole goal is to get you the best results regarding your loan or finance option- every time. 

 

 

Meet Josh Bartlett

Josh Bartlett is the Managing Director at MYNT Financial.

Josh’s results and business growth place him in the top 1% of elite brokers nationally which is a true testament to his experience and dedication.

Josh passionately places the needs of his clients above everything else.

His unparalleled knowledge in lending and products sees that each customer is given the right mortgage advice from start to finish.

Whether it’s holding the hands of first home buyers, structuring loans to invest in property, upsizes or downsizes, consolidating debt or assisting people to refinance and save money, Josh loves solving problems and providing great options.

Meet Kristy Bartlett

Kristy has worked in the real estate and finance industries for over 25 years, starting as an estate agent, and then owning and operating her own successful agency. She Jumped into the mortgage and Finance space 6 years ago knowing just how important the finance part of purchasing a home was and knew she could use her experience to enhance the customer journey at Mynt Financial. 

Kristy is a Director at Mynt, where she works closely with all of the company’s core partnerships. Ensuring every customer that walks into Mynt has the very best experience.

Mynt has a “specialist for every floor” approach. Kristy ensures that our Mortgage Brokers have the expertise to address every need that comes through our doors.

MYNT Financial

Our team

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Josh Bartlett

Director

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Kristy Bartlett

Head of Partnerships

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Tanya Crawley

Senior Lending Specialist

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Bronwyn Gow

Strategic Growth & Operations

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Kimi Chen

Lending Specialist

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Bailey

Marketing Assistant/Content

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Karen Tomlin

Lending Specialist

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Jessica Bower

Lending Specialist

But don’t just take our word for it

Here's what our clients have to say

Caz Ching

Kimi and Josh were my mortgage brokers for my first property, and man, am I glad I went with them! I was admittedly talking to other mortgage brokers at the time and no other broker provided me with the level of service they did. They got back to me the quickest, were nothing but professional yet helpful and informative, friendly and easy to deal with it. I had so many questions, really needed the extra help and they went above and beyond with super fast communication even after typical business hours. I’m super appreciative of all their help and cant recommend them to my friends (the ones that need a broker eventually) fast enough. Thanks again and look forward to working with you guys again.
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Melissa Strangis

The team at Mynt Financial has been absolutely phenomenal. From our very first conversation with Josh, through to the finer details from Karen, the guidance and assistance from Kimi, and the thoughtful follow-ups from both Teresa and Karen — every step of the way was handled with care, clarity, and professionalism. Their patience, expertise, responsiveness, and dedication ensured a smooth and stress-free experience for us. We truly felt supported throughout the entire process. We’ve never come across a team so committed to excellence, and we’re beyond grateful for everything they’ve done. Thank you for your incredible service
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Andrew Athanasiou

Josh & Jess were on from day one. Quick responses, clear advice & zero delays. They got the job done fast & without any stress whatsoever. If you want results with no BS, they’re the ones to call. Can’t recommend MYNT and the team highly enough.
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Leanne Mitchell

We’ve had a wonderful experience with Josh and Karen at Mynt Financial. They have been able to find a suitable mortgage for us and were there to help us through the whole process of applying to settling on our loan. Karen has always been available for any questions and is so knowledgeable. It really made the process so much easier for us. Thank you Karen and Josh for your help. I would happily recommend Mynt Financial to any family and friends who are looking for a mortgage broker.
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Our Charity 

Partners At MYNT Financial, we finance a difference.

We are a team of financial experts passionate about making a difference – a percentage of our ongoing revenue is given to our charity partner- Connors Run, an event held annually and is the world’s largest event for paediatric brain cancer.

The foundation was created in 2013 in memory of Robert Connor Dawes who, at 18 years of age, lost his 16-month battle with brain cancer. Paediatric brain cancer is the number one cancer killer of young Australians and since 2013, the foundation has raised more than $8.5 million for research on the disease. 
By partnering with us you are helping change the odds for kids facing brain cancer.

Bronwyn Gow

Bronwyn, known as Bron, joined Mynt Financial in 2023 as Strategic Growth & Operations Manager and also provides lending support to Josh and the Lending Specialist team. She brings a strong background in banking, lending and customer service, including roles with Commonwealth Bank and Westpac spanning frontline banking, lending and branch management. She also holds a Certificate IV in Mortgage Broking.
Bron combines hands-on client support with work behind the scenes improving systems and processes. She particularly enjoys guiding clients from formal approval through to settlement, keeping track of the details, following up outstanding requirements and making sure clients understand what happens next.
With a practical, thoughtful approach, Bron understands that clear communication and someone approachable to turn to can make a big difference during an exciting (and sometimes stressful) time. She brings that same care to supporting the team and finding ways to make the lending journey run more smoothly.
Outside work, Bron is a mum to two teenage boys and has two dogs, Button and Otis. She enjoys beach walks, spending time on home projects, live music and catching up with friends over a coffee or glass of wine.
Bron wants clients to feel comfortable reaching out, asking questions and knowing there’s someone keeping things moving along.

 

Kimi Chen

Kimi has worked in the finance industry since 2014, building his career around an interest in how money works and helping people make informed financial decisions. He enjoys making lending easier to understand, giving clients the knowledge and confidence to take their next step.

Whether he’s helping a first home buyer, someone refinancing or a client exploring their options, Kimi focuses on understanding their goals and explaining the lending process in clear, practical terms. He believes clients should feel comfortable with their decisions and understand the options available to them.

Known for his clear communication and quick responses, Kimi recognises that applying for finance can feel overwhelming. He guides clients through each stage, keeping them informed about what’s happening and what comes next so they feel supported throughout the process.

Outside work, Kimi enjoys staying active through swimming, cycling and running. He also loves spending time outdoors, particularly hiking and exploring nature.

Kimi wants potential clients to know they don’t need to have everything figured out before reaching out. Whether they’re ready to apply or just starting to ask questions, he’s happy to help them find a way forward without pressure or jargon.

Tanya Crawley

Tanya has worked in the mortgage industry since 2002, starting as a receptionist with a mortgage aggregator before moving into loan processing in 2006. She holds a Certificate IV in Mortgage Broking and has been a finalist for Loan Administrator of the Year at the Better Business Awards.

Tanya enjoys working through complex lending scenarios, including self-employed clients with income across different companies and applications involving multiple properties. Whether she’s helping someone buy their first home or finding a more competitive option for an existing borrower, she finds the greatest satisfaction in helping clients improve their position.

With a practical, collaborative approach, Tanya works alongside clients to find a lending solution suited to their circumstances. She takes the time to explain what happens next, helping them feel informed and comfortable throughout the process.

Outside work, Tanya enjoys spending time with her husband and young child, getting out for a run and pursuing her interest in property development -although family life keeps her busy these days.

Tanya wants clients to know they don’t need to have everything worked out before getting in touch. She’s happy to listen, answer questions and help them understand their next step, without jargon or pressure.

Karen Tomlin

Karen Tomlin helps clients understand their lending options and navigate the home loan process with confidence. Whether they’re purchasing a home, refinancing or exploring investment lending, she focuses on finding suitable options and making each step easier to understand.

With a patient, practical approach, Karen takes the time to explain the details, answer questions and help clients consider how their loan will suit their circumstances. She understands that choosing a home loan involves more than comparing interest rates – it’s also about understanding the structure, features and costs.

Client feedback highlights Karen’s professionalism, responsiveness and proactive approach, including her support through complex settlements. She values clear communication and follows through to help clients feel informed and supported throughout their lending journey.

For anyone unsure where to begin, Karen offers an approachable starting point. Whether you have a specific property in mind or simply want to understand whether your existing loan still suits your needs, she can help you explore your options and work out the next step.

Jessica Bower

Jess has been part of the team behind Mynt Financial for nine years. Before joining, she worked with a bank’s solicitors across loan documentation, settlements and discharges, giving her a strong understanding of what happens beyond approval. She also holds a Certificate IV in Mortgage Broking.

From first home buyers to experienced investors, Jess enjoys helping clients find competitive lending options and a structure suited to their circumstances. Having personally bought her first home, invested, built and upsized, she understands the excitement – and the questions that come with each step.

Known for her kind, approachable nature, Jess wants every client to feel heard and comfortable asking questions. She takes the time to explain the process clearly and approaches each situation with the care she would want for herself.

Outside work, Jess is busy making memories with her two young children and settling into life on the peninsula. She enjoys nature walks, a hit of tennis and keeping an eye on the property market. 

Jess believes it’s never too early to start a conversation – whether you’re ready to move now or want help understanding how to get there.