Stop Comparing Your Home Loan to Your Friend’s – Here’s Why!
Interest rates are one of those things everyone seems to talk about. You might hear someone say, “I’ve got an amazing rate – only 5.7%!” Meanwhile, your other friend is on something in the 4% range because they locked in a few years ago, and your neighbour is convinced they’ve been robbed by the bank […]
Should You Make an Offer Before Auction? Here’s What You Need to Know:
Know If you’re pre-approved and eyeing a property heading to auction, you might wonder… Should you make an offer before auction day? The answer: it can work in your favour! Why It Can Be a Smart Move Auctions can be stressful, and bidding wars often push buyers over budget. Making a strong pre-auction offer can: […]
How You Can Get a Tax Break on Your Electric Vehicle (EV) Before It’s Too Late
Buying an electric vehicle (EV) doesn’t just help the environment, it could also save you money on taxes. Thanks to a government tax break introduced in 2022, more Australians are taking advantage of novated leases to make EV ownership more affordable. If you’re considering an EV and need finance, we work closely with a car […]
Interest Rate Cut: Are You Getting the Savings You Deserve?
If you haven’t checked your current interest rate or compared it to other lenders in the past 12 months, you could be paying thousands more in interest than necessary. A lower rate doesn’t just mean less interest paid over the life of your loan—it also means lower monthly repayments, putting more money back in your […]
The Secret to Financial Success: 7 Money Habits That Build Wealth #2
Most of us were never taught how to build wealth. Sure, we learned how to add up numbers in school, but no one sat us down and explained how everyday habits—both big and small—shape our financial future. Whether you’re earning a six-figure salary or just starting out, your money habits will determine where you end […]
Buying Your First Home in 2025 – It may just be possible!
Buying your first home is a major milestone, and despite the ever-changing property market, it’s still achievable in 2025. By understanding deposit requirements, available government support, and how to maximise your borrowing power, you can take a confident step towards homeownership. How Much Deposit Do You Need? Traditionally, lenders prefer a 20% deposit to avoid […]
Unlocking Financial Success in 2025: Trends & Tips from Mynt Financial
As we move past January 2025, mortgage trends and tips 2025 are shaping financial decisions for Australians. Whether you’re setting new financial goals or refining existing ones, staying informed is essential. At Mynt Financial, we specialise in helping clients navigate the evolving lending landscape. With expert insights and personalised strategies, this year can be a […]
Understanding the Role of a Buyer’s Agent
Why More Australians Are Turning to Buyers Agents: Insights from Matt at Azure Buyers Agents Navigating the property market can be daunting, especially in today’s competitive landscape. As the complexity of buying property increases, many Australians are turning to buyers agents for expert guidance and support. To shed light on this growing trend, we spoke […]
Raising Money-Savvy Kids in a Cashless World 💳👶
Let’s face it: cash is quickly becoming a relic of the past. With more people tapping phones and waving watches to pay, the good ol’ days of jingling coins and counting out notes at the checkout are slipping away. So how do we teach kids the value of money when they hardly ever see it? […]
Simplify Your Debt: Refinance for Smarter Repayments
Debt consolidation involves combining multiple debts, such as credit cards, personal loans, and store cards, into a single loan. This can make it easier to manage your finances, reduce your monthly repayments, and potentially secure a lower interest rate. But is it the right choice for you? Should I Consolidate My Debt? Debt consolidation can […]
