Mortgage Calculators to help you get started

Stamp Duty Calculator Melbourne Australia

Stamp duty is the amount of tax you’ll pay on any property purchase. The amount depends on a number of factors, including where you live and the value. Stamp duty in Melbourne Australia for example could be different to the stamp duty you would pay in Sydney so please select your relevant state! To use the calculator, enter your details into the fields below.

Borrowing Power Calculator

Use this calculator to determine how much you can borrow based on your current salary and existing financial commitments. This is a rough estimate only. It’s important to note that your borrowing power can be affected by a number of personal factors.

Monthly Mortgage Repayment Calculator

To help you understand how a new mortgage would fit into your budget use our handy mortgage repayment calculator below. Please be aware these may vary depending on the term and interest rate of your mortgage.

Extra Mortgage Repayment Calculator

Make extra repayments to cut years off your loan and save thousands in interest. This mortgage repayment calculator lets you calculate the savings you can make by paying off your loan early. For a more personalised strategy to pay down your loan quicker or potentially reduce your mortgage repayments click the button below.

Interest Only Mortgage Calculator

Work out what your repayments would be on an interest-only home loan. An interest-only loan is a mortgage that allows you to make monthly minimum payments on just the interest for a specific period of time and schedule principal payments on your own. Need help finding the right home loan?

Income Annualisation Calculator

Plan your annual income! Work out your annual income for the money you’ve received already this year. Lenders use your annual income to determine how much they are willing to lend you for a residential mortgage.

Reverse Mortgage Loan Calculator

If you have a mortgage, it's likely that you've seen the term "reverse mortgage" floating around. But what is a reverse mortgage? A reverse mortgage is a loan that allows you to access the equity in your home without having to sell it. To find out if you can access existing equity in your home and how much you could borrow, try our reverse mortgage calculator.

Personal Loan Borrowing Power Calculator

If you’re looking to borrow money, it’s a good idea to understand how much you can afford to borrow. The personal loan calculator will give you an estimate of how much you can borrow.

Budget Planner Calculator

When you apply for a mortgage your lender must take into account your average living expenses when determining how much you can afford to borrow. Time to rain check your living expenses? Check out this free personal budget tool. This simple online tool will help you create a budget and pull together how much you spend on your daily expenses. To get started, please add in your income and regular expenses.

Rent Vs Buy Calculator

This calculator allows you to project your finances seven years into the future and see how buying a home or continuing to rent stacks up.

Compare Mortgage Rates

Use our handy loan comparison calculator to compare two different loans. Increase or decrease the variables, like the monthly interest rate or loan term to see how these factors impact the bottom line.