The Real Cost of Christmas.
I love Christmas. The family, the food, the kids losing their minds on Christmas morning. But I’ll be honest with you in my line of work, I also see the other side of it. The quiet stress that builds from about now, when the lists get longer and the bank balance doesn’t. The gifts. The […]
Australian home values: what does 0% national growth mean?
Property headlines can make it sound as though the whole country is moving in the same direction. But when it comes to Australian home values, the national figure only tells part of the story. Cotality’s Home Value Index recorded 0.0% annual growth to 30 September 2026. In other words, the national index ended September at […]
Small Boutique Firm, Big Results: Mynt Financial takes home a Win at AFG VIC/TAS Awards
Mynt Financial has been named Best Broker Group (VIC/TAS, up to 5 loan writers) for the last financial year, taking home the award at the AFG Awards held yesterday at Zinc Federation Square. It caps off another strong year for Josh Bartlett, who was also recognised as one of the state’s top Brokers, once again […]
Is Your Money Actually Working For You? The Offset Account Many People Get Wrong
By Josh Bartlett, Mynt Financial Everyone’s chasing a lower rate at the moment, and I get it, rates are the headline number people fixate on. But here’s something we see constantly in our reviews that’s costing people real money, quietly, every single year: savings that aren’t sitting in an offset account. It sounds like a […]
The lending landscape is changing fast, and honestly, it’s never been more important to have a broker in your corner who actually knows what they’re doing.
Sure, you can jump online and “apply” for a home loan in 10 minutes. But here’s the catch: a good loan isn’t just about getting approved. It’s about getting the right structure for your life. It’s Not a 10 Minute Decision Think about it: Are you in this house short term, or long term? Planning […]
Interest Rates Have Risen Three Times in 2026. Here’s What It Actually Means for Your Mortgage
If your budget’s feeling tighter this year, you’re not imagining it. The Reserve Bank has lifted the cash rate three times in 2026, and even though it held steady in June, plenty of borrowers are still catching up on what’s changed and what might come next. Here’s a plain-English look at where rates stand right […]
How Much Does a Mortgage Broker Cost in Australia?
If you’re thinking about buying a home, refinancing your mortgage, or investing in property, one of the first questions you might ask is: “How much does it cost to hire a mortgage broker?” If so, you’re not alone. For most people, applying for a home loan isn’t something they do every day. It’s completely normal […]
This Weeks Question – “Ask Josh” is about HEC’s Debt and getting a Home Loan.
“I Have A HECS Debt. Will It Affect Me Getting A Home Loan? And Should I Pay It Off With My Savings?” This is a great question and one I get asked all the time, particularly by first home buyers. The short answer is: Yes, a HECS debt can affect your borrowing capacity, but it […]
Can First Home Buyers Really Get Into the Market Right Now in 2026? Let’s Break It Down.
It’s one of the most common questions we’re hearing at the moment: “Can first home buyers actually get into the market anymore?” With property prices, interest rates and the cost of living all making headlines, it’s easy to assume that home ownership is out of reach unless you’ve saved a massive deposit. But the reality […]
Planning a Business Purchase Before EOFY? Here’s What Business Owners Should Consider
As the end of financial year approaches, many business owners start reviewing their goals, cash flow and plans for the year ahead. For some, that may mean replacing an ageing vehicle. For others, it could involve upgrading equipment, investing in technology or exploring opportunities to grow the business. Whatever stage your business is at, EOFY […]