What No One Tells You About Buying a Home (Until It’s Too Late)
Buying your first home in Melbourne? Thinking about refinancing?Considering a knockdown rebuild or investing in property? Whatever stage you’re at – there’s a lot no one warns you about. The fine print. The delays. The things that could cost you thousands if you don’t have the right finance broker in your corner. At Mynt Financial, […]
🏠 Is It Better to Rentvest or Buy Where You Want to Live in Melbourne?
With Melbourne property prices continuing to rise, many buyers are stuck between two choices: Should I buy where I can afford, or rent where I want to live? This question is leading more Aussies, especially first home buyers – to explore a strategy called rentvesting. It’s becoming one of the smartest ways to get a […]
🏡 How Much Deposit Do I Really Need to Buy a Home in Melbourne in 2025?
If you’ve been thinking about buying your first home in Melbourne, you’ve probably asked yourself the golden question:“How much deposit do I need?” We hear it every day and the answer might surprise you. The idea that you must have a 20% deposit is one of the biggest myths we come across. The truth? Many […]
🤖🤝Why Smart Mortgage Advice Still Needs a Human Touch.
🤖 Why Smart Mortgage Advice Still Needs a Human Touch (Even in the Age of AI) In 2025, artificial intelligence is transforming nearly every industry and mortgage broking is no exception. From online calculators to automated loan comparison tools, it’s easier than ever to get quick information. But when it comes to making the ‘big […]
💳 What Is Your Credit Score – And Why Does It Matter for a Home Loan?
If you’re thinking about buying a home, your credit score could be the golden ticket – or the hidden handbrake – on your journey. So, what is it?Your credit score is a number between 0 and 1,200 that shows lenders how reliable you are with money. The higher the number, the better your chances of […]
🏠How Lisa’s $3,800 Credit Card Could’ve Haunted Her for 26 Years
🙍♀️Meet Lisa. Lisa’s a 34-year-old teacher living in Melbourne’s southeast. Like many Aussies, she got a credit card years ago to help manage unexpected expenses and the odd overseas trip. Fast forward to now – her card has a $5,000 limit, and she’s carrying a balance of $3,800.The kicker? Her interest rate is 17%, and she’s only been […]
🏠 Renting Out a Room Could Help You Secure Your Next Home Loan – Here’s How
With the cost of living in 2025 continuing to rise, more Aussies are choosing to rent a room rather than take on an entire house or apartment. It makes total sense, it’s more affordable, often more convenient, and let’s be honest, sometimes it’s just nice to have a bit of company around! If you’re thinking […]
Stop Comparing Your Home Loan to Your Friend’s – Here’s Why!
Interest rates are one of those things everyone seems to talk about. You might hear someone say, “I’ve got an amazing rate – only 5.7%!” Meanwhile, your other friend is on something in the 4% range because they locked in a few years ago, and your neighbour is convinced they’ve been robbed by the bank […]
Should You Make an Offer Before Auction? Here’s What You Need to Know:
Know If you’re pre-approved and eyeing a property heading to auction, you might wonder… Should you make an offer before auction day? The answer: it can work in your favour! Why It Can Be a Smart Move Auctions can be stressful, and bidding wars often push buyers over budget. Making a strong pre-auction offer can: […]
How You Can Get a Tax Break on Your Electric Vehicle (EV) Before It’s Too Late
Buying an electric vehicle (EV) doesn’t just help the environment, it could also save you money on taxes. Thanks to a government tax break introduced in 2022, more Australians are taking advantage of novated leases to make EV ownership more affordable. If you’re considering an EV and need finance, we work closely with a car […]
