Interest Rates Have Risen Three Times in 2026. Here’s What It Actually Means for Your Mortgage
If your budget’s feeling tighter this year, you’re not imagining it. The Reserve Bank has lifted the cash rate three times in 2026, and even though it held steady in June, plenty of borrowers are still catching up on what’s changed and what might come next. Here’s a plain-English look at where rates stand right […]
How Much Does a Mortgage Broker Cost in Australia?
If you’re thinking about buying a home, refinancing your mortgage, or investing in property, one of the first questions you might ask is: “How much does it cost to hire a mortgage broker?” If so, you’re not alone. For most people, applying for a home loan isn’t something they do every day. It’s completely normal […]
This Weeks Question – “Ask Josh” is about HEC’s Debt and getting a Home Loan.
“I Have A HECS Debt. Will It Affect Me Getting A Home Loan? And Should I Pay It Off With My Savings?” This is a great question and one I get asked all the time, particularly by first home buyers. The short answer is: Yes, a HECS debt can affect your borrowing capacity, but it […]
Can First Home Buyers Really Get Into the Market Right Now in 2026? Let’s Break It Down.
It’s one of the most common questions we’re hearing at the moment: “Can first home buyers actually get into the market anymore?” With property prices, interest rates and the cost of living all making headlines, it’s easy to assume that home ownership is out of reach unless you’ve saved a massive deposit. But the reality […]
Planning a Business Purchase Before EOFY? Here’s What Business Owners Should Consider
As the end of financial year approaches, many business owners start reviewing their goals, cash flow and plans for the year ahead. For some, that may mean replacing an ageing vehicle. For others, it could involve upgrading equipment, investing in technology or exploring opportunities to grow the business. Whatever stage your business is at, EOFY […]
Your 40’s Hit Different… Especially Financially
“You hit your 40’s… and suddenly retirement doesn’t feel that far away anymore.” It’s funny how your mindset changes. In your 20’s and 30’s, life is often full speed ahead:Building a career. Buying a home. Raising kids. Paying bills. Juggling life. Then your 40’s arrive and the questions start changing. What’s the long-term plan? What […]
What The Federal Budget Changes Could Mean For Buyers & Investors
If you’ve been following the news lately, you’ve probably heard a lot of discussion around proposed changes to negative gearing and capital gains tax (CGT) in Australia. And if you’re like most people…you’re probably still wondering: “What does this actually mean for me?” At Mynt Financial, we’re already receiving questions from: first home buyers investors […]
ENOUGH IS ENOUGH: It’s Time To Take Control Of Your Home Loan
Another rate rise. Another increase to repayments. Another hit to household budgets at a time when many Australians are already feeling the pressure. To be honest… enough is enough. Right now, families are juggling rising costs everywhere – groceries, fuel, insurance, utilities and everyday living expenses. The last thing people need is to be paying […]
10 Common Mistakes Property Investors Make – Are You Investing for Cash Flow or Capital Growth?
Property investment can be a powerful way to build wealth, but it comes with its challenges. Whether you’re investing for cash flow or capital growth, navigating this journey requires strategic planning, a keen understanding of market dynamics, and a long-term mindset. Unfortunately, many investors—particularly newer ones—make mistakes that hold them back. Here are 10 common […]
The Future of Property Investment: Trends to Watch in 2024 and Beyond
The property market is evolving rapidly, with new opportunities and challenges shaping the way we invest. Whether you’re a seasoned investor or just starting, staying ahead of trends can be the key to maximizing your returns. Here’s a look at the key trends shaping property investment in 2024 and beyond. 1. Emerging Markets: The New […]