How to Work Out What a Property Is Really Worth (Especially for Melbourne Buyers)
From Josh Bartlett, Mortgage Broker and Director at Mynt Financial. When you’re house-hunting, one of the biggest challenges is figuring out what a property is actually worth, not just what it’s listed for. We’ve all seen homes that sell well above expectations, but generally speaking, most properties go for what’s known as fair market value. […]
How to Compare Mortgage Rates (Without the Overwhelm)
If you’re shopping around for a home loan or thinking of refinancing – you’ve probably noticed that mortgage rates vary wildly between lenders. So how do you know you’re getting a good deal? Here’s how to compare mortgage rates confidently and save yourself thousands over the life of your loan. Tip 1: Look Beyond the […]
🏡 Rent-vesting: The Smart Strategy More First Home Buyers Are Turning To
Let’s face it- getting into the property market has never been easy, but right now it feels like first home buyers are being hit from every angle: rising rents, high property prices, and fierce competition from seasoned investors and downsizers. But there’s a growing strategy that’s helping first-time buyers get ahead without sacrificing their lifestyle: […]
How to Buy Your Second Property Sooner: Smart Strategies for Building a Portfolio
Thinking about a second property? If you’re already a homeowner, buying a second property may feel like a distant goal. Whether you’re dreaming of an investment, a future family home, or a beachside getaway, it’s easy to assume you need years of saving before making your next move. At Mynt Financial, we often help clients […]
🏠 Why Using a Mortgage Broker Beats Going Straight to the Bank (or Google)
In today’s digital world, it’s tempting to jump online and start comparing home loan rates with the click of a button. And while that’s a great place to start, it’s often not where your best deal is found. When it comes to something as important (and expensive!) as your home loan, having an experienced mortgage […]
What No One Tells You About Buying a Home (Until It’s Too Late)
Buying your first home in Melbourne? Thinking about refinancing?Considering a knockdown rebuild or investing in property? Whatever stage you’re at – there’s a lot no one warns you about. The fine print. The delays. The things that could cost you thousands if you don’t have the right finance broker in your corner. At Mynt Financial, […]
🏠 Is It Better to Rentvest or Buy Where You Want to Live in Melbourne?
With Melbourne property prices continuing to rise, many buyers are stuck between two choices: Should I buy where I can afford, or rent where I want to live? This question is leading more Aussies, especially first home buyers – to explore a strategy called rentvesting. It’s becoming one of the smartest ways to get a […]
🏡 How Much Deposit Do I Really Need to Buy a Home in Melbourne in 2025?
If you’ve been thinking about buying your first home in Melbourne, you’ve probably asked yourself the golden question:“How much deposit do I need?” We hear it every day and the answer might surprise you. The idea that you must have a 20% deposit is one of the biggest myths we come across. The truth? Many […]
🤖🤝Why Smart Mortgage Advice Still Needs a Human Touch.
🤖 Why Smart Mortgage Advice Still Needs a Human Touch (Even in the Age of AI) In 2025, artificial intelligence is transforming nearly every industry and mortgage broking is no exception. From online calculators to automated loan comparison tools, it’s easier than ever to get quick information. But when it comes to making the ‘big […]
💳 What Is Your Credit Score – And Why Does It Matter for a Home Loan?
If you’re thinking about buying a home, your credit score could be the golden ticket – or the hidden handbrake – on your journey. So, what is it?Your credit score is a number between 0 and 1,200 that shows lenders how reliable you are with money. The higher the number, the better your chances of […]
